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I decided not to do bankruptcy because we could not afford it either.  I really love my children and am trying to focus on them. I started homeschooling my son a couple months ago! He really loves it, we go on walks at church, parks, Mops meetings and meet people he can learn from too. 

I have recently been transforming my business HRG Photo to work at home, photo designs.  I am trying to get more work!  I do not want to just ask for money!  I love earning my money.. what do you need? 

Can you help me?

It is horrible and I feel like everything I do is never good enough! If I did not have a child and another on the way I would have nothing! They are the reason I need help.. I made mistakes and tried to pay to get out but the debt is too large I have lost everything and I still have more fees and more bill collectors. I am very happy that I have my son and girl on the way so I have two reasons to never give up on living and loving. I do not have money for bankruptcy either.. so I just wanted to see what I should do.